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iGOSKI Insurance

A Specialist Policy

We believe your enjoyment and safety are of paramount importance when travelling with us. It is therefore a requirement when booking one of our holidays that you have adequate Active Sports Insurance Cover before you travel, especially if partaking in hazardous activities such as mountain biking, sailing, skiing or rafting. Many policies do not provide an appropriate level of cover, and so iGOSKI have partnered with Endsleigh to develop a bespoke policy that is specifically designed for you whilst partaking on our holidays. This policy is available to both UK and non-UK residents and will cover trips in Europe. See “Your Responsibility” below.

If you are in the process of booking an iGOSKI Holiday or have already booked you may want to consider what level of insurance protection you have in place in case the worst were to happen. As a customer of iGOSKI we would always recommend you purchase adequate and fit for purpose travel insurance. Unlike many travel insurance policies the  iGOSKI policy provides full cover for activities such as Winter Sports, Mountain Biking and much more.

Cover Against Cancellation

Taking out your travel insurance at the time of booking your trip is a really good idea as cover for pre-departure cancellation starts from the policy issue date, that is, when you have paid for the policy. This means you’ll have cover to recoup your costs if you have to cancel your trip for an insured reason such as illness or serious accident preventing you from travelling.

How much does it cost?

The below premiums are based on either per person or couple / family rates, cover only within Europe and also include IPT (insurance premium tax). If you are not compeletly satisfied, you can request a full refund of this insurance within 14 days (or departure date if sooner)

Please use the Winter / Extreme policy for Activities such as: Rafting, Canyoning, Hydrospeeding, Skiing & snowboarding, Via Ferrata. If you wish to view the full list of these extreme activities see the Extreme Activity List.



Period (Days)

Essential Cover

Comprehensive Cover


Standard activities


Standard activities


Groups 3+ Adults p/pers

01 - 05





Single Adult

01 - 05





Couple & 1 Adult Family

01 - 05





2 Adults Family

01 - 05





Child (under 19)

01 - 05






What does the policy cover?

The iGOSKI Policy covers the following:

Medical Expenses

If you are taken ill or have an accident Endsleigh will pay your emergency medical bills and hospital costs.
The cost of bringing a close relative to visit you following a medical emergency
Emergency dental treatment for the immediate relief of pain


If you cancel the holiday prior to arrival due to an accident, illness or sickness you will be able to claim back the costs of the holiday

Baggage Cover

You will be reimbursed if your luggage is lost, stolen or accidentally damaged

The table below shows the maximum amounts which are payable under each section within the policy:

 Summary of cover




Cancellation or curtailment charges 



Emergency medical & other expenses



Emergency dental treatment



Search and Rescue



Hospital benefit


£15 per day / £300

Personal Accident (subject to age)






Single article, pair or set limit



Valuables limit total



Baggage delay



Personal Money, passport & documents



Currency, notes and coins



Currency, notes and coins (aged under 16) £50 £50
Other personal money and documents £200 £500

Passport or visa



Personal liability



Delayed departure


£20 per 12 hours / £100

Missed departure £250 £500

Overseas legal expenses & assistance




Winter Sports



Own ski equipment



Hired ski equipment



Hire of ski equipment

£30 per day / £200

£30 per day / £200

Ski pack



a) Injury or illness



b) Lost pass



Piste closure

£30 per day / £200

£30 per day / £200

Avalanche cover




Useful Information

Group discounts apply to 3 or more insured adults on the same booking reference

Couple policies cover any friends of any sex.

Family policies cover up to 8 children (who do not need to be blood-related), but must be under the age of 19 at holiday

Maximum age is 85 (i.e. under 86 years of age at holiday departure date)

Available to any nationality.

Use the Winter / Extreme policy to include Rafting, Canyoning, Hydrospeeding, Summer Skiing & Via Ferrata activities. 

When should I purchase the policy? 

You can purchase insurance at any point up until your departure date, however we strongly recommend that you book it when you book your holiday, so that it will cover you in the event of insured reasons for cancellation such as illness or an accident preventing you from travelling.


Your Responsibility 

You are required to take all reasonable care to protect yourself and your property and to act as though you are insured. Please be sure you tell iGOSKI or your insurers about anything which may affect your cover, including any pre-existing health and medical conditions. It is your responsibility to check your policy documents for accuracy, and that you are fully covered. The iGOSKI Elements policy has proven to suit most of our client’s requirements, however please research our policy and cover fully, to ensure that it will suit all of your individual needs. We offer theiGOSKI Elements policy in good faith, but we cannot guarantee that it will cover against every eventuality or requirement that you may have.

How to Book 

You will be given the opportunity to add insurance to your package with us at the point of booking your holiday, if however you wish to add the insurance at a later date please email admin@igoski.co.uk or call us on 0844 770 4070 and select option 2.  Please state your group leader name, insured names, type of cover and ages.  For our Group, Family and Couple cover, please indicate which members of the group are to go onto the relevant policy.  You will not be covered until the insurance premium has been paid for on your booking.

Before booking the iGOSKI Policy we recommend that you read the following documents so you understand the full details of the benefits and benefits and exclusions that apply to the policy.  Our policies suit most of our client’s requirements, however please research our cover (and any self-sourced cover) fully.  Satisfy yourself that it will suit all of your individual needs.  It is your responsibility to check you are fully covered.  We offer our policy and any guidance in good faith, but naturally we cannot guarantee that it will cover against every eventuality.  All our guests must be covered by suitable insurance for their holiday.

Full documentation will be provided once the policy has been purchased.

iGOSKI is an appointed representative of Endsleigh Insurance Services Limited, which is authorised and regulated by the Financial Conduct Authority (http://www.fsa.gov.uk/register/). Endsleigh Insurance Services Limited. Company No: 856706 registered in England at Shurdington Road, Cheltenham Spa, Gloucestershire GL51 4UE.


Extreme Activities

Sports and Activities: abseiling (within organisers guidelines), American football, bamboo rafting, blokarting (no personal liability cover), bungee jumping (up to 3 jumps in total within professional organiser's guidelines and wearing appropriate protective gear), canoeing (up to grade 3 rivers), canyoning, caving, cycling (racing), expeditions up to 6,000 metres above sea level (professionally escorted tours only), flying (other than as a fare paying passenger in a fully licensed passenger carrying aircraft), football (amateur only and main purpose of the trip), fruit or vegetable picking, gliding, gorilla trekking (professionally escorted tours only), gymnastics, hang gliding, heptathlon, high diving, hockey, hydro speeding with an instructor (up to grade 2 rivers), judo, karate, kayaking (up to grade 3 rivers), lacrosse, manual work (but not including the use of plant or power tools and machinery), marathon running, microlighting, motorcycle touring off road (no racing), mountain biking (wearing a helmet, casual or off road not endurance or racing), occasional light manual work (but not including the use of plant or power tools and machinery), off road 4x4 driving (no racing), paragliding, parascending - over water, power boating, rap jumping (within organisers guidelines), retail trade including manual work (but not including the use of plant or power tools and machinery), rugby, scuba diving to max depth 30 metres below sea level (if qualified scuba diver and not diving alone or accompanied by qualified instructor), scuba diving to max depth 40 metres below sea level (if qualified scuba diver and not diving alone or accompanied by qualified instructor), street hockey (wearing pads and helmets), superintendance of manual work, trekking between 2,501 to 3,500 metres above see level, trekking between 3,501 to 6,000 metres above sea level (professionally escorted tours only), triathlons, via ferrata, white water rafting up to level 4 (within organisers guidelines).


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